- Study: Subprime Credit Card Users Improve Ratings in Two Years
August 21, 2008
The Citizens for Equal Access to Credit has released a study affirming that low limit credit cards have successfully helped cardholders rebuild their credit.
- Refi-Program Previewers Raise Issues
August 21, 2008
Lenders and servicers are struggling with how they might take part in the new housing law's refinancing aid program.
- An Introduction to the FDIC's Small-Dollar Loan Pilot Program
August 21, 2008
The Federal Deposit Insurance Corp. (FDIC) hopes to show banks that offering affordable small-dollar loans can be a feasible and profitable alternative to payday loans and other high-cost financial products.
- Amount Financed Down, Avg. Maturity and LTV Stabilize, Fed Reports
August 21, 2008
The average amount financed on U.S. new-vehicle purchases is continuing to decrease, falling to $24,505 for each automobile in June, less than the $24,579 in May and $28,174 at the end of the first quarter.
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- AFSA Comments on Proposed FACT Act Risk-Based Pricing Rule (PDF)
August 18, 2008
- AFSA Supplies Cost Estimate for Proposed HMDA-Style Reporting Requirement
August 15, 2008
Compliance costs for collecting and reporting race and gender data on non-mortgage forms of credit would be over $2.7 billion, or about ten times greater than the Home Mortgage Disclosure Act (HMDA), according to an estimate submitted by AFSA this week to Rep. Melvin Watt (D-NC).
- AFSA Sends Letter to FTC Regarding Debt Settlement Industry (PDF)
August 15, 2008
- AFSA Submits Comment on Proposed Wisconsin Rule Relating to "Unconscionable Conduct" (PDF)
August 13, 2008
- AFSA Submits Comment Letter on Texas Proposed Vehicle Finance Licensee Rules (PDF)
August 4, 2008
AFSA submitted a comment letter to the Texas Office of the Consumer Credit Commissioner on the proposed vehicle finance licensee rules.
- AFSA Sends Letter Expressing Concern with Proposed RESPA Rule (PDF)
August 1, 2008
AFSA sent a joint letter signed by nine other trade associations to the U.S. Department of Housing and Urban Development and the Office of Management and Budget expressing the industry’s significant concerns with the proposed RESPA rule.
- AFSA, Trade Groups Send Joint Letter Supporting Arbitration (PDF)
July 29, 2008
- NTSF Committee Prepares Comments on Petition for Alternative Odometer Disclosure Requirements (PDF)
July 23, 2008
- Annual Financial Performance Survey Order Form (PDF)
July 23, 2008
- AFSA Releases White Paper on Industry Efforts to Prevent Vehicle Repossessions (PDF)
July 22, 2008
- AFSA Submits Comment Letter on Regulation Z (PDF)
July 18, 2008
- Electronic Title Processing Discussed at NTSF Committee June Meeting
July 18, 2008
The National Title Solutions Forum Committee meeting in Las Vegas late in June reinforced the committee’s mission to encourage electronic title processing in more states.
- New Leaders Named in AFSA Law Committee
July 18, 2008
AFSA’s Law Committee has named new subcommittee chairs
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New X9 American National Standard Advances Electronic Securitization of Vehicle Finance Contracts (PDF)
August 19, 2008
Proposed Credit Card Regs Would Raise Costs for Cardholders (PDF)
August 1, 2008 - Comment Letter
Statement on Credit Cardholders' Bill of Rights (PDF)
July 31, 2008
College Preparations Should Include a Talk about Credit Cards (PDF)
July 29, 2008
AFSA Statement Regarding H.R. 3221, the Housing and Economic Recovery Act of 2008 (PDF)
July 23, 2008
Online Financial Literacy Course Enrollment Soars to Record Level (PDF)
July 21, 2008
Non-Mortgage Credit Applications Should Remain Race, Gender Neutral, AFSA Testifies (PDF)
July 17, 2008 - AFSATestimonyFairLendingDataCollectionJuly2008.pdf
Making the most of your Associate Membership
Webinar detailing how your organization can maximize the benefits of AFSA Associate Membership Presented by Marguerite Watanabe, AFSA Associate Board Chair, Connections Insights and Sheilah Harrison, AFSA Vice President, Membership Services.
Committee Brochure (PDF)
This brochure provides a comprehensive overview of AFSA’s 12 CIPs, answers frequently asked questions about participating in a committee and includes an application to join a committee.
Understanding Vehicle Financing
This brochure, prepared in cooperation with the Federal Trade Commission (FTC), provides information to help consumers learn about dealership finances. A Spanish version of the brochure is also available
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